Cash advance online that finance your sight

The determined characteristics of the mini online loans have made this type of credits an alternative when financing health-related interventions. Internet microcredits are characterized mainly by speed (the application process lasts a few minutes, does not require prior linkage and paperwork is minimal) and its short repayment period (30 days maximum). These qualities, therefore, make this type of loans attractive to finance specific health problems that, as we know, usually occur without prior notice.

Why hire micro-credits online?

Cash advance online can be of great help, since, as we said, they stand out for their speed. Companies take 10 to 15 minutes to approve requests and transfer money to customer accounts. Its repayment term, in addition, is maximum 30 days and, in general, new customers can get up to 300 euros (there are even a few that can reach 750 euros for new applicants).

In the table that we attach below, we show this and more important data.

Lender Max. Cost € 100 for every 30 days Advantage I’m interested
Minicrédito Vivus Up to € 300 for new customers

(€ 1,000 for those who already are)

€ 0.00 First mini loan


Apply for
Mini credit Kredito24 Up to € 750 (also for

the new customers)

€ 34.80 Accept ASNEF Apply for

Minicrédito QuéBueno

Up to € 300 for new customers

(€ 900 for those who already are)

€ 26.63 Additional discount

10% for new customers

Apply for

These characteristics of microcredits, as we said, have made them famous to cover the cost of medical interventions. Vision operations stand out as the most recurrent since more than 70% of Spaniards have a problem related to vision. Among the three most common pathologies, eyestrain (less known as presbyopia) stands out in the first place. This is followed by myopia and then astigmatism.

However, according to the “Study on vision in Spain” done by the Baviera Clinic, 22% are never reviewed. In addition, taking into account that visual impairment tends to have a worsening character, those affected need to apply a remedy or treatment quickly (either by buying appropriate glasses or by an operation) which, obviously, constitutes a cost that, normally, is unexpected. That’s why we talk about mini-credits online to deal with them.

Tips to know if microloans are instantly adapted to your needs

Before requesting mini loans online, we should know that this type of online microloans are not convenient if you do not have the security of returning it (because the term is short and the refund only).

In addition, if the economic problems are recurrent, it is not advisable to hire this type of mini-credits because it could mean getting into an endless cycle because you can run the risk of requesting a new mini loan each month and more. That is to say, that the expenses of the reimbursement of the money and the interests of the previous month should be met.

Therefore, if you belong to that 70% of those affected by visual deficiencies or to that 22% that has never been reviewed sight (perhaps because of fear of the final bill), we propose that, among the possible solutions, if a mini Instant credit could be what you need as long as you know that you can cope with your refund.

Why you should use payday loans

Using your debit card to pay for a few drinks at a bar seems like an obvious choice for many of us. For some, this is also an option to cut spending on the credit card. In fact, the debit card is useful: no risk of exceeding the credit limit, it is small and easily carried in your pocket and you only have to use it at the end of the evening to pay the bill.

On the other hand, you surely did not know that debit cards are much more often the victims of fraud than credit cards, not to mention the seriousness of fraud, which is greater in the case of debit cards. Your debit card contains all your money that could potentially disappear as a result of using the card on a Friday night in any bar.

There are six reasons why you should not use your debit card in a bar:

1. Dishonest employees

1. Dishonest employees


Whether it’s a bartender or a waiter, giving him your debit card could be dangerous. In order to open an account (in the early evening), almost all the bars and restaurants require that you give them your card, which means that during all your evening, the card will be out of your reach. Moreover, it is not certain that it will be kept in a secure place.

Of course, not all employees of restaurants or bars are criminal and dishonest. Even if you trust your server, there is a multitude of other people who can access your card. They can take advantage of the moment and grab your card.

2. ATM fees

Now that you are afraid to open an account in a bar, you will probably need to withdraw money from a rather suspicious ATM. It’s a bad idea too. Instead, make a detour to your bank to withdraw the necessary amount. Moreover, it is better to go to the bank around noon or even in the morning, so you will be less tempted to skip this step just before the exit.

3. Automated teller frauds

3. Automated teller frauds

Let’s say you decide to use an ATM in a bar (which is not your best idea), not only will you have to pay the withdrawal fee, but there is also a risk that someone has installed a reader of information. This reader will read all the information on your card and your bank for, then, freely use your money. You are in a bar, not in a bank. As a result, people do not pay much attention to the small window in the corner near the toilet. Believe it, learning that your card has been defrauded is not the most desirable thing after a drenched evening. Make a detour to the bank before going to the bar!

4. Absence of reward points

It is good to use your debit card because you only spend the money you actually own. You will be sure not to pick up with a big bill at the end of the evening.

On the other hand, the responsible use of your credit card can allow you to obtain points which can then allow you to have a discount on your trip, the desired purchase or, simply, allow you to buy a drink extra the next time you go out.

5. Too much spending

 5. Too much spending

Make a detour to the bank before going out also has other benefits than those mentioned above. For example, a visit to the bank before going out can guarantee you not to spend too much, especially if it’s a bad habit you already have. By removing a certain amount, it’s like creating the evening’s budget. As a result, you will always have control over your expenses during the evening.

6. Manage fraud

Having to manage your credit card fraud is one of the most difficult tasks. Also, let’s say you notice the fraud a month after it has occurred. You will have a lot of trouble getting your money back because the rules of each bank vary. In some cases, you will not even be able to recover stolen money from your account.

The debit card is useful. On the other hand, the risks of using it in certain situations clearly outweigh its usefulness. Plan your trip and consider making a withdrawal at the bank. Thus, you will avoid a lot of trouble. Believe it, your landlord will not be concerned about your card fraud when it’s time to pay the rent.

If you ever got caught by one of these scams, you can apply for a quick and easy payday loan to fill your temporary needs.

Forsa survey for smava: installment credits ahead of credit facilities

Image result for installment creditCar loan remains one of the most widely used forms of financing for German consumers. – Photo: shutterstock

The market and opinion research institute Forsa has asked over 1,000 borrowers for smava and has found that installment loans continue to be the most popular form of financing for private financing. Of all the individuals who have benefited from funding over the past 12 months, 23 percent chose this form of loan, followed by discretionary credits (12 percent), real estate loans (6 percent) and mortgage lending (6 percent).

Of those borrowers who opted for a installment loan, 20 percent even took more than one installment loan during the period.

Car finance continues to be number one

Most installment borrowers chose financing to buy a new or used car or motorcycle (41 percent). This is followed by financing for durables such as As computer, television, washing machine (36 percent) and expenses for the own home such. For moving, furniture or renovation (16 percent). 4th place proves the rescheduling (10 percent).

Further uses include the settlement of the disposition credit (9 percent), the financing of training and continuing education (4 percent), celebrations, travel and commercial use (1 percent each).

Installment loans Uses 2016 Men finance more often than women – and more

The typical installment borrower in Germany is 48 years old, married and has an average net household income of 2,950 euros (together with a spouse or partner).

In general, installment loans are more frequently taken up by men than by women (53 percent versus 47 percent). Men also use significantly higher sums of money (10,567 euros compared to 7,964 euros for women). In Germany-wide installment loans of 9,330 euros are taken with a term of 35 months.

About the study

The study was carried out between 15 June and 3 July 2016 on behalf of the online credit comparison portal smava ( by the market research institute Forsa. 1013 German borrowers were questioned.